Sorry Jozz, I was more referring to the $20 payment not the $200 payments. In your case I am sure you would have no problem accessing a vet. My point was more referring to ppl who do not have the finacial ability to access a vet at all and would have to save for it or would have trouble obtaining a loan from a friend as the friend would be worried about getting there money back. I do appologise i should consider more carefully how my comments can be interpereted.I completely disagree with both of you. All my animals are cared for very well. If anything goes wrong, vet bills aren't a problem. And enclosures are set up before the animal arrives.
If you read the previous posts, we're not talking about small amounts here and there. As I said, i cannot save, not in a jar, not in a bank - cannot do it. But I get paid very well, and can easily afford things if I can pay them off